FAQ

MORTGAGE DICTIONARY

HOMEBUYER'S GUIDE

REFINANCE GUIDE

HOMEPATH AND HOMESTYLE LOANS

You need mortgage professionals you can trust. You need a company that values honesty and integrity throughout the entire organization. You need mortgage planning specialists who give you their best consistently. You need to find strength, stability and opportunity—especially now. You need New Century Realty & Lending!

When dealing with your home financing, we are not only working with one of your largest personal financial investments; we also are handling one of your biggest dreams. Since we work with matters so close to the heart, we serve you from ours.

New Century Realty & Lending can meet you where you are and help you where you are going. Let us provide you a mortgage without obstacles.

With the groundwork laid and the financial backing that comes from being prequalified in place, you can begin the house hunt with confidence. One thing to decide early on is if you would prefer to do this search alone or with the Benefits that come from working with a licensed REALTOR.

Now is also a good time to come up with a wish list for your home. When you do, consider the following:

  • Type of Neighborhood: No matter how much you love the home you end up buying, you have to remember that it is not isolated from the rest of the world. Is it near areas of the city that are important to you and your family? Is it in the school district you desire for your children? Does the neighborhood appear to be a good fit for you and your family today and in the future?

  • Types of Homes: As discussed earlier, there are several types of homes out there, each one providing different options in terms of space, responsibilities, upkeep and ownership. Consider the differing factors that would make either a single-family home, a condominium, a town home or a co-op the best choice for you.

  • Features of the Home:What do you need in a home and what do you want in a home? Would you like a one story or two story home? How many bedrooms and bathrooms would you need? Would you like a home office? What type of backyard would you like? Consider all the different features and prioritize the features of the home you’d like to have.

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